Present Value Damages Calculator - 3rd Party claims

The Present Value Damages Calculator will determine the approximate present value of a future stream of income per year for a given number of years.

For Ontario claims, the discount rate is set annually (as per Rule 53.09 of the Ontario Rules of Civil Procedure) and is noted as "Ontario" in the discount rate drop-down list. For all other provinces, the appropriate discount rate will need to be selected.


Present Value Damages - 1st Party claims

The settlement negotiations of first party claims can be complicated by disagreements regarding the proper discount rate, life expectancy and other assumptions used in the present value calculations for relevant benefits.

Structured settlement costs provide a market-driven, consistent and impartial valuation of benefits, without the need for additional assumptions; they are an effective tool for greatly simplifying such negotiations.


Life Expectancy/ work life expectancy Calculator

The Life Expectancy Calculator number will display the remaining life expectancy of the average Canadian of the age shown and gender, and the average number of years until their retirement from the labour force, if applicable.


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